Your guide to home loans for nurses in Arizona
May 22, 2020 at 4:00 AM
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When you're looking into home loans for nurses in Arizona, it's always best to seek specialist advice. At Atlas Crown Mortgage, we can help you access a range of finance deals that work for you. Being a nurse means you may face variations in your pay, which can sometimes result in varying mortgage quotes too. If this is something that worries you, it's time to learn more about how we can help.

Why nurses may need specialist mortgage advice

Working as a nurse means that you provide an invaluable service to society. You're there when unwell people need someone at their side, but that often means you work at unusual hours. If you're a nurse, there's a strong chance that your shifts vary. And depending on whom you work for, you may find that your pay varies alongside those changing shift patterns.

At Atlas Crown Mortgage, we often find that nurses come to us when they're struggling to secure a good mortgage deal. Lenders tend to look at your varying shift patterns and see them as a sign of unpredictable finances. If you secure lots of extra shifts, some lenders may not see them as a part of your normal income. Or, if you're an agency nurse, your finances look even more unpredictable. Fortunately, we're familiar with such challenges and we can help you find ways to work around them.

The benefits of using a broker

Looking for home loans for nurses can leave you feeling stressed. Fortunately, it's possible to offset some of that stress by turning to us. As talented brokers, we may be able to help you connect with a lender who is willing to look beyond your base income.

Depending on how long you have worked as a nurse, we may be able to find a lender who is willing to consider the extra shifts you take. Doing this is important, as it means we can help you find a mortgage that has a higher loan-to-value (LTV) ratio than you would find with your base income alone. Although you may not need a large property right now, having one can pay dividends in the future, especially if you plan to expand your family.

By using a broker, you'll enjoy faster access to appropriate lenders than if you were to go it alone. We already have a sound knowledge of which finance providers are likely to consider your circumstances. As a result, we can help you avoid disheartening scenarios, such as missing out on your dream property while you try to get a mortgage in place.

Why we're the right team for you

At Atlas Crown Mortgage, we have more than 25 years of experience in helping our clients access the home loans they need. We focus on streamlining the loan process for our clients, which helps them realize their property dreams faster than they expect. As individuals who know the loan process inside out, we can move quickly and avoid errors that could slow your application down.

If you're ready to purchase the property of your dreams, we're here to help. To begin the consultation process, call (480) 470-8700.

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